HP or Hire Purchase Explained

Hire Purchase is a suitable form of car finance for people who struggle to get other forms of credit such as personal loans, people with all kinds of credit ratings as well as people who do not want to pay cash for a vehicle. It is a convenient way to pay for a vehicle based on budget and credit profile so you can get monthly payments which are affordable. 


Hire Purchase is one of the most common types of finance, it is really simple – you hire the vehicle and make fixed monthly repayments until you have paid off all of the agreed finance. There are no surprises at the end of your agreement such as balloon payments or mileage restrictions. The entire car price is spread across your agreement term and once all monthly payments have been made the car becomes yours, making it one sensible option for borrowing.



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Maguires Belfast are a trading style of Maguires garage Limited. Maguires Belfast are authorised and regulated by the Financial Conduct Authority for credit brokerage. Our FCA number is 674381. Finance subject to status. Terms and conditions apply. A guarantee may be required. Over 18s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. We work with a number of carefully selected credit providers and they may provide an incentive to us to do so. Prices, offers and information correct at the time of publishing. Maguire Garage Limited is a credit broker and not a lender.

Maguire's Belfast
02890613141 Main Phone
07513532093 James
07802663030 William

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